Ripple is a dual service platform that allows transactions via its digital payment network called RippleNet through its cryptocurrency called Ripple (XRP). RippleNet is built on top of Ripple’s consensus ledger called XRP Ledger that was funded by Ripple. 
While most cryptocurrencies cater to peer-to-peer needs, XRP is a digital asset that was created to provide payment services to banks for making international payments, remittances, enabling real-time settlements – everything done faster and at a low transaction cost.

Ripple is ranked amongst the top cryptocurrencies when it comes to market capitalization. RippleNet is a robust network that spreads across 40 countries and connects a robust network of 200+ financial institutions making it a highly accessible digital asset. Moreover, it comes at a comparatively low price when compared to its competitors. This makes Ripple a good investment with very high chances of a good ROI.